Questions about savings circles you can finally ask

Every fear you have heard about informal rotating savings — someone running away, someone refusing to pay, money disappearing — Ilè Àjo was built to remove them.

See how security works

All questions

Tap any question for a full explanation of how Ilè Àjo keeps your circle safe.

Trust & safety

What if the organizer runs away with the money?

They cannot. Contributions never enter an organizer’s personal account.

Can someone take their payout and refuse to keep contributing?

Direct debit mandates and trust scoring make walk-aways costly and visible.

Is my money really protected in escrow?

Yes — contributions sit in regulated escrow until payout conditions are met.

Can other circle members see my bank details?

No. Members see contribution status and trust signals — never your account numbers or identity documents.

What is the trust score and how does it help?

A reputation signal based on real payment history — not promises.

Getting started

What is Ilè Àjo?

A digital rotating savings circle with rules enforced by the platform — not by trust alone.

How is Ilè Àjo different from traditional informal circles?

Same savings culture — but money never sits in one person’s pocket and rules are enforced automatically.

How do slots and rounds work?

Every member has a fixed payout turn. Each round collects until the pool is ready.

How do I get help?

Use our contact page or email support with your circle name and contribution date for the fastest resolution.

Contributions & payouts

How do direct debit mandates work?

You approve a recurring debit once; the platform collects each round automatically.

What happens if I miss a contribution?

You are notified immediately. Retries and trust score updates follow.